THE PRODUCT


We cover you at every step in life.

You want protection for yourself and your loved ones as well as the freedom to choose the benefits which you need and will also suit your budget. 

With the versatility of Philam Life’s Vanguard 100, you can enjoy a lifetime protection plan with benefits that are tailor-fit to your lifestyle, as well as all your special needs.

Enjoy a lifetime protection plan with benefits that are tailor-fi to your lifestyle, as well as all your special needs with Philam Life's Vanguard 100.

Customizable Coverage

You have the option to choose the amount of your coverage based on your needs. 

You can avail of a more comprehensive coverage by attaching any of the following benefits:

Yield Enhancer Rider
Accident and Health Rider Plus
Accident Death Benefit
Disability Waiver of Premium
Disability Waiver of Premium Plus
Payor’s Benefit Death
Payor’s Benefit Death & Disability
Mediguard
20 Hospital Income Benefit
20 Lifeline
Lifeline 65
Guardian Riders

Affordable Life Protection

You get affordable protection with a minimum face amount of P150,000.

You don’t need to worry about future premium increases with its guaranteed fixed premium payments.

You can enjoy the convenience of paying for only a short period of time.

Guaranteed Life and Health Protection

You and your family will have peace of mind knowing that you are protected until age 100.

You can increase your protection with accident and health coverage until age 72.

With Vanguard 100, you can now enjoy a lifetime protection plan that truly understands your unique financial needs.

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