FREQUENTLY ASKED QUESTIONS

Below are common Frequently-Asked-Questions (FAQs) about Vanguard 100 that we have compiled for your reference.

Q: What happens if the insured is alive on the policy anniversary nearest age 100?

A: The policy will mature as an endowment (savings plan) wherein the proceeds will be payable to the insured as a living benefit.

Q: Are annual dividends guaranteed?

A: No, dividends are not guaranteed. Dividends are part of the Company’s earnings that are returned to participating policy owners if the Company has performed better than anticipated in terms of managing risks, operating expenses and interest rates.

Q: What happens to my dividends if I do not withdraw them?

A: Declared or generated dividends that are not withdrawn and left with the company will accumulate interest at the prevailing rates, and may increase or decrease depending on market conditions.